I graduated from Nanyang Technological University with First-Class Honours in Banking & Finance — training that sits underneath every property conversation I have today.
Property decisions involve the same questions finance is built on: opportunity cost, affordability, comparison against alternatives, financing structure, downside risk, entry price, exit strategy. My background didn't make me smart. It shaped how I look at your decision.
"Finance trained. Property focused."
Before NTU, I was appointed Valedictorian at Nanyang Polytechnic's 2021 graduation for my Diploma in Banking & Finance — and before real estate, I worked valuations at Ernst & Young and interned at DBS Private Bank, work that involved the same discipline: read the numbers first, then advise.